Benefits

Eligibility

To be eligible for benefits, you must fill out an enrollment card and submit it with requested documents to the Fund Office.

Medical, Prescription Drug, Mental Health/Substance Abuse, Dental, Vision, and Hearing Aid (through MILA)

You’ll receive most of your primary health benefits through the Management–International Longshoremen’s Association (MILA) National Health Plan. For more information on your health benefits, visit the MILA website. Keep in mind that MILA’s eligibility rules differ from the rules of the STA-ILA fund.

Supplemental Dental and Vision

The STA-ILA Benefits Fund provides you with supplemental dental and vision benefits. These supplemental benefits are administered by MILA and funded by the STA-ILA Benefits Trust Fund.

Hearing

The Plan reimburses 80% of the first $2,000 toward the purchase and fitting of one hearing aid per ear, every three years, less any amount paid for by MILA.

Specialist Reimbursement Account

The Fund reimburses you, your spouse, and eligible dependents up to $15 of your copay when you get medical care from a specialist physician. To receive reimbursement, you must submit a copy of your Cigna Explanation of Benefits (EOB) Form and a receipt or proof of payment to the Fund Office.

Weekly Accident and Sickness

The weekly accident and sickness (A&S) benefit supplements your income if you become ill or injured outside of work. It is available to employees only (not dependents). Benefits are paid for as long as you’re disabled and under a doctor’s care, up to a maximum of 26 weeks. To file a claim, you must complete an A&S Claim Form and submit it to the Fund Office. All forms must be completed and submitted to the Fund Office within 90 days of the illness or injury.

Weekly Accident and Sickness
Group A Employees
Top Tier Not Top Tier	$540 per week $425 per week
Group B Employees
Top Tier Not Top Tier	$195 per week $125 per week

Life Insurance

If you die while covered by the Plan, your named beneficiary will receive a lump-sum benefit. You may allocate the benefit among multiple beneficiaries.

Employee
	Life Insurance	Accidental Death
	Group A Employees
	$50,000	$1,000
	Group B Employees
	$15,000	$1,000

Employee
	If you lose: hands, feet or eyesight (any combination)	If you lose: 1 hand or 1 foot or sight of 1 eye
	Group A Employees
	$20,000	$10,000
	Group B Employees
	$6,000	$3,000

You will receive a lump-sum benefit if your dependent spouse or your child under age 26 dies while you’re covered by the Plan.

	Dependent Spouse	Dependent Child (under age 26)
	Group A Employees
	$15,000	$10,000
	Group B Employees
	$10,000	$10,000

Scholarship Program

You and your covered dependents may be eligible for a scholarship to attend an accredited educational institution on a full-time basis. Eligibility starts when you have earned 10 years of vesting service under the STA-ILA Pension Plan and earned a year of vesting service in at least two of the last three contract years (October 1–September 30).

Up to 10 new awards are available annually. Each award is for $4,000 per academic year over four years. The award increases to $2,500 per academic semester following a full academic year in which the recipient receives a grade point average of 3.0 or higher. The Trustees award scholarships after reviewing each applicant’s academic and extracurricular achievements.

The Benefits Fund provides you and your family with supplemental benefits that support your health and protect you financially.

Eligibility

You are eligible for benefits if you retire under the Normal, Early, Service, or Disability retirement provisions of the STA-ILA Pension Plan, or if you retire after your Required Beginning Date with at least 20 years of vesting service.

Dental and Vision

The STA-ILA Benefits Fund provides you with supplemental dental and vision benefits. These supplemental benefits are administered by MILA and funded by the STA-ILA Benefits Trust Fund.

Hearing

The Plan reimburses 80% of the first $2,000 toward the purchase and fitting of one hearing aid per ear, every three years, less any amount paid by MILA.

Specialist Reimbursement Account

The Fund reimburses you and your spouse up to $15 of your copay when you get medical care from a specialist physician, up to a maximum of $360 per calendar year, per covered person. To receive reimbursement, you must submit a copy of your Cigna Explanation of Benefits (EOB) Form and a receipt or proof of payment to the Fund Office.

Life Insurance

If you die while covered by the Plan, your named beneficiary will receive a lump-sum benefit. You may allocate the benefit among multiple beneficiaries.

Pensioner	$12,000
Spouse	$6,000

Pensioned Spouse’s Burial Benefit

If a pensioned spouse dies while receiving benefits from the Pension Plan, the Plan pays up to $5,000 toward burial or cremation expenses.